Save Money With These 3 Easy Tips
You can save yourself a lot of money just by asking a few simple questions. That’s according to Jim Trippon, author of “How Millionaires Stay Rich Forever.†He says, if you can talk yourself out of making unnecessary purchases, you can save hundreds a year. So set a spending limit, like $25 bucks, and ask yourself these questions before you buy anything over that amount.
- Do I need this item? Sure you want that black skirt, and it would look perfect for that party next Saturday, but that doesn’t mean you need it. You probably have something just fine that’s been hanging in your closet for months.
- Can I wait a week to buy this? Let’s say you’re in a store and you see a really cool gadget, like one of those portable navigation devices. It’s way out of your price range, so what do you do? Wait. Most unnecessary purchases are made on the spur of the moment. But Trippon says, that ‘gotta-have-it NOW!’ feeling only takes a week to dwindle.
- Can I put this money to better use? Remind yourself of what you could do with that money if you spent it on something else – like your mounting credit card debt. Or saved it. Because that $25 dollar purchase you make today would be worth $600 dollars if you saved it until retirement age.
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